Navigating Lending, Together.

Funding That's Creative & Quick for Your Business

LendNav provides lending solutions that match your unique business personality. Compare rates, explore options, and find financing that's as individual as you are.

Business financing solutions

Discover our suite of LendNav products - specialized alternative lending solutions designed for businesses and individuals who don't fit traditional financing models
Nav Surge
Instant working capital, zero hassle
Fast 24–48 hour funding
Minimal paperwork required
Boost cash flow instantly
Ideal for: urgent expenses or cash flow gaps
Nav Flex
Revolving line of credit, in your back pocket
Draw what you need, when you need it
No prepayment penalties — ever
Simple monthly payments
Ideal for: inventory purchases, and surprise expenses
Nav Term
Big-picture financing, small monthly payments
Bank-beating rates
10-year fixed terms
Predictable monthly payments
Ideal for: expansion, large projects, and consolidation
Nav Equip
Modern equipment, smarter financing
Own instead of rent
Flexible multi-year terms
Affordable monthly payments
Ideal for: construction and machinery upgrades
Nav Swipe
Payment solutions for your industry, your way
Lower credit card processing fees
POS system & terminal upgrades
Chargeback protection and fraud control
Ideal for: retail, restaurants, and service providers
Nav Commercial

Own your future, literally

From storefronts to investment properties, our commercial loan options make ownership accessible and strategic
Owner-occupied purchases w/ no tax returns
No income check for investment property transactions
Refinance solutions: cash-out, lower rate, exit a balloon

Funding in four easy steps

Fast, simple process. Designed to keep your focus on your business, not on paperwork
1
Apply in minutes
2
Submit your recent bank statements
3
Receive a customized funding proposal
4
Funds sent to your account

Funding across every industry

No matter what you build, sell, or create — we fund it. LendNav offers financing for businesses of all shapes and sizes.
Featured Industries
Trucking
Keep wheels rolling and contracts fulfilled
Restaurants
Open additional locations, upgrade kitchen
Medical
Expand practice, access new tech and equipment
Retail
Boost inventory, rebrand, or scale
Construction
Boost cash-flow, secure funding for overhead or bids
Real Estate
Expand your team, enhance your marketing
Growth Allies
Funding dreams, together
We partner with:
Accountants
Bookkeepers
Advisors
Consultants
Bankers
Tax-Strategists
Clients have needs. We have solutions. At LendNav, we help you deliver more for your clients.
Why LendNav is Different
We're not just consultants - We're listeners
Strategies designed to maximize your return on investment
Funding is just the start—we stay in your corner
A partner that talks like a person—not a policy
Go beyond the business and build an investment property portfolio

Customer Satisfaction - Our #1 Goal

LendNav really helped my commercial cleaning business. Fast too. Highly recommended!
Christine Sandella
Metuchen, NJ
LendNav was referred to me by my accountant and they really went above and beyond for my restaurant. Will be a client for life.
Sal D’Acosta
Levittown, NY
I felt really comfortable working with them and really appreciated their honesty. Had a problem with my truck and they got me back on the road.
Ivan Burco
Asheville, NC
There was no high-pressure sale. These guys legitimately wanted to help. Ask for Joe you will not be disappointed.
Brian D.
Plano, TX
Awesome experience, they took their time and made sure I made the right decision for my business. I think we had about 20 calls before I made my decision :)
Jennifer
Burbank, CA
I spoke to Mike on Wednesday and he set up a line of credit for me on Thursday. A++++
Rosa Salamanca
Bellevue, WA
Samantha was fantastic, she actually listened to exactly what I was looking for and delivered. Thank you!
Maria Fuentes
Naperville, IL
Very professional. They didn’t just throw numbers at me like everyone else does, they actually guided me through the process and now they are helping me buy my building.
Mike
Sarasota, FL

Frequently asked questions

Ask another question
Do I need perfect credit to apply?

No, business owners can still get approved with credit in the 500s or even below. Better credit score = better terms, but a low credit score will not prevent you from securing funding.

How fast can i get approved and funded?

Fast! You can potentially have the funds in your account the same day you apply. On average, most business owners receive funds within 24-36 hours.

Can I get help figuring out the best option?

Of course, helping each and every business owner navigate the lending landscape is our mission. We discuss all options with our clients, dive into the use of funds and potential return on investment, and help you figure out which option works best for your specific scenario.

Is there a minimum loan amount?

The minimum is typically $5,000.

What makes LendNav different from traditional lenders?

Traditional lenders base their decision on your personal credit score and the profit declared on your business tax returns. They also require collateral in many cases. Since most business owners don’t show ample profit or want to pledge collateral, their applications frequently get denied. Alternatively, LendNav looks at your gross banking deposits and the business cash flow by evaluating your business bank statements rather than your tax returns. This enables more businesses to qualify for funding, and to qualify fast.

Does it cost me more to work with you, rather than going to a bank directly?

No, it actually cost less. LendNav has wholesale relationships with the majority of lending institutions across every market (alternative, traditional, etc). We tell your story and match your file with the lender that best fits your business profile, saving you both time and money. It does not cost you anything extra to work with LendNav.