Navigating Lending, Together.
Funding That's Creative & Quick for Your Business
LendNav provides lending solutions that match your unique business personality. Compare rates, explore options, and find financing that's as individual as you are.
Business financing solutions
Discover our suite of LendNav products - specialized alternative lending solutions designed for businesses that don't fit traditional financing models
Nav Surge
Fast working capital, minimal hassle
Funding in as little as 24–48 hours
Minimal paperwork required
Boost cash flow quickly
Ideal for: urgent expenses or cash flow gaps
Nav Flex
Revolving line of credit, in your back pocket
Draw what you need, when you need it
Prepayment options available
Simple monthly payments
Ideal for: inventory purchases, and surprise expenses
Nav Term
Big-picture financing, small monthly payments
Competitive rates
Terms up to 10 years
Predictable monthly payments
Ideal for: expansion, large projects, and consolidation
Nav Equip
Modern equipment, smarter financing
Own instead of rent
Flexible multi-year terms
Affordable monthly payments
Ideal for: construction and machinery upgrades
Nav Swipe
Payment solutions for your industry, your way
Lower credit card processing fees
POS system & terminal upgrades
Chargeback protection and fraud control
Ideal for: retail, restaurants, and service providers
Nav Commercial
Own your future, literally
From storefronts to investment properties, our commercial loan options make ownership accessible and strategic
Owner-occupied purchases w/ no tax returns
No income check for investment property transactions
Refinance solutions: cash-out, lower rate, exit a balloon
Apply Now
Funding in four easy steps
Fast, simple process. Designed to keep your focus on your business, not on paperwork
1
Apply in minutes
2
Submit your recent bank statements
3
Receive a customized funding proposal
4
Funds sent to your account
Funding across every industry
No matter what you build, sell, or create — we fund it. LendNav offers financing for businesses of all shapes and sizes.
Featured Industries
Trucking
Keep wheels rolling and contracts fulfilled
Restaurants
Open additional locations, upgrade kitchen
Medical
Expand practice, access new tech and equipment
Retail
Boost inventory, rebrand, or scale
Construction
Boost cash-flow, secure funding for overhead or bids
Real Estate
Expand your team, enhance your marketing
Growth Allies
Funding dreams, together
We partner with:
Accountants
Bookkeepers
Advisors
Consultants
Bankers
Tax-Strategists
Clients have needs. We have solutions. At LendNav, we help you deliver more for your clients.
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Frequently asked questions
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Do I need perfect credit to apply?
No, business owners can still get approved with credit in the 500s or even below. Better credit score = better terms, but a lower credit score doesn't automatically rule you out.
How fast can i get approved and funded?
Fast! You can potentially have the funds in your account the same day you apply. In many cases, business owners receive funds within 1–3 business days.
Can I get help figuring out the best option?
Of course, helping each and every business owner navigate the lending landscape is our mission. We discuss all options with our clients, dive into the use of funds and potential return on investment, and help you figure out which option works best for your specific scenario.
Is there a minimum loan amount?
The minimum is typically $5,000.
What makes LendNav different from traditional lenders?
Traditional lenders base their decision on your personal credit score and the profit declared on your business tax returns. They also require collateral in many cases. Since most business owners don’t show ample profit or want to pledge collateral, their applications frequently get denied. Alternatively, LendNav looks at your gross banking deposits and the business cash flow by evaluating your business bank statements rather than your tax returns. This enables more businesses to qualify for funding, and to qualify fast.
Does it cost me more to work with you, rather than going to a bank directly?
No. In many cases, working with LendNav can save you time and money. LendNav has wholesale relationships with the majority of lending institutions across every market (alternative, traditional, etc). We tell your story and match your file with the lender that best fits your business profile, saving you both time and money. It does not cost you anything extra to work with LendNav.
